Loan Programs/Services
VA – FHA – USDA Loans
Government-backed loans, including VA, FHA, and USDA loans, offer unique pathways to homeownership, especially for first-time buyers and veterans.
Conventional
Conventional loans are mortgages not backed by a government agency, offering a wide range of options for borrowers with solid credit and a down payment.
Debt-Service Conversion Ratio (Investors)
Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors, focusing on a property’s cash flow rather than the borrower’s personal income.
Refinance / Cash-out Refi
Refinancing involves replacing your existing mortgage with a new one, potentially securing a lower interest rate or better terms.
HELOC / HEA
HELOC (Home Equity Lines of Credit) and HEA (Home Equity Agreements) both allow homeowners to borrow against the equity in their homes, but they function differently.
Affiliated Partners
My partnerships with Real Estate Agents ensure clients find the perfect property to match their needs and investment goals. Collaborating with Financial Advisors provides.